Are You Making the Right
Roth Conversion Moves?
Roth conversions are complex, but making the right move shouldn’t be. MaxiFi is the only software that eliminates the guesswork. It shows you exactly how much to convert each year to minimize your lifetime taxes and
maximize your living standard.
When Is the Best Time to Convert?
When Is the Best Time to Convert?
When Is the Best Time to Convert?
How Much Should I Withdraw?
How Much Should I Withdraw?
How Much Should I Withdraw?
What Are My Tax Implications?
What Are My Tax Implications?
What Are My Tax Implications?
Featured in
Roth conversions are complex
MaxiFi's Roth Conversion Optimizer™ makes them easy.
Unmatched planning accuracy
Avoid costly conversion mistakes
End the guesswork
Unmatched planning accuracy
* Results will differ based on your specific case
Roth conversions are complex
MaxiFi's Roth Conversion Optimizer™ makes them easy.
Unmatched planning accuracy
Avoid costly conversion mistakes
End the guesswork
Unmatched planning accuracy
* Results will differ based on your specific case
Roth conversions are complex
MaxiFi's Roth Conversion Optimizer™ makes them easy.
Unmatched planning accuracy
Avoid costly conversion mistakes
End the guesswork
Unmatched planning accuracy
* Results will differ based on your specific case
The Only Software That
Maximizes Your Lifetime Spending
Convert with Precision
Convert with Precision
Convert with Precision
Get Roth conversions right with MaxiFi’s Roth Conversion Optimizer™, the only software with advanced algorithms that uses advanced algorithms that consider your unique situation to calculate your personalized conversion strategy.
Get Roth conversions right with MaxiFi’s Roth Conversion Optimizer™, the only software with advanced algorithms that uses advanced algorithms that consider your unique situation to calculate your personalized conversion strategy.
Get Roth conversions right with MaxiFi’s Roth Conversion Optimizer™, the only software with advanced algorithms that uses advanced algorithms that consider your unique situation to calculate your personalized conversion strategy.
Reduce lifetime taxes
Reduce lifetime taxes
Reduce lifetime taxes
End the guesswork. Now you can precisely calculate your annual Roth conversions. MaxiFi considers your unique situation, retirement timeline, and financial goals to minimize your lifetime taxes.
End the guesswork. Now you can precisely calculate your annual Roth conversions. MaxiFi considers your unique situation, retirement timeline, and financial goals to minimize your lifetime taxes.
End the guesswork. Now you can precisely calculate your annual Roth conversions. MaxiFi considers your unique situation, retirement timeline, and financial goals to minimize your lifetime taxes.
Maximize Retirement Income
Maximize Retirement Income
Maximize Retirement Income
Roth Conversions made easy. No other software maximizes your lifetime spending power like MaxiFi. Start planning the retirement you deserve and stop wondering about your Roth conversion strategy.
Roth Conversions made easy. No other software maximizes your lifetime spending power like MaxiFi. Start planning the retirement you deserve and stop wondering about your Roth conversion strategy.
Roth Conversions made easy. No other software maximizes your lifetime spending power like MaxiFi. Start planning the retirement you deserve and stop wondering about your Roth conversion strategy.
The most powerful personal financial planning engine.
The most powerful personal financial planning engine.
Don’t just take our word for it.
Don’t just take our word for it.
Determining when to convert assets to Roth accounts and how much to convert in each year is an extremely complex problem. While other tools can optimize for minimized taxes, MaxiFi is the only software that finds the annual conversion amounts that maximize your lifetime spending.
See Jay Abolofia demonstrate just how easy it is to run a Roth Conversion strategy. You'll see that MaxiFi’s new Roth Conversion Optimizer™
is simple to use, yet incredibly powerful.
Customers love our software
Customers love our software
Hover for full review
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
Scott S
MaxiFi Customer
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
Ruth Mason
Director, Engineering Divisions Boston University
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"Thanks for creating this Roth Conversion feature. Generally Roth Conversion advice is that they are no-brainers for some, and for others... and always ending with the comment these are complicated and a suggestion to be sure to consult with tax and financial experts. That's not been helpful. However, MaxiFi's Roth Conversion Optimizer makes it simple. It takes all the income and portfolio changes into account and lays out the plan for not just the current year - but the future years. It certainly gave me peace with a sophisticated calculation instead of my own personal modeling in a simple spreadsheet. Thanks, MaxiFi!"
More…
John Carter
CEO, Carter Innovations
"I want to commend the team for introducing the Roth Conversion Optimization module. It's a game-changer. Previously, I would spend... running dozens of model iterations, manually adjusting Roth conversion amounts to find the optimal strategy. I even created a basic Excel model using Solver, but it lacked MaxiFi's accuracy, particularly in areas like tax bracket and IRMAA changes over time. The results speak for themselves: my new MaxiFi-optimized plan increases my lifetime discretionary spending by over $100,000. This more than justifies my subscription fees for years to come! I should also mention that a few years ago, I paid a Certified Financial Planner over $5,000 to provide an optimized conversion strategy. MaxiFi's strategy is far superior. Thank you all for your excellent work!"
More…
Scott S
MaxiFi Customer
"As a Certified Financial Planner, I use MaxiFi when I am completing my client's overall financial plan. I continually hear that my clients love... being able to understand what their discretionary spending can look like in today's dollars projected for the rest of their life. MaxiFi also makes it super easy to update the projections on an annual basis. The ease to create multiple scenarios to determine the best accounts to hold investments and to determine the ideal Roth conversion strategy to build the highest lifetime discretionary spending tops my list of features available."
More…
Bob Goldberg
CFP®, CPCU, President, Blue Coast Financial Planning, Maple Glen, PA
"I believe my husband and I will enjoy a much better retirement without worry because of this program. If we should both live long lives, I can easily see... that... will gain tens of thousands of dollars in income over the course of our retirement by applying just one or two maximization principles. And even in the short term, we should be able to spend more in early retirement than I had thought possible and still remain secure in our old age. Thank you so much for designing this excellent program!"
More…
Ruth Mason
Director, Engineering Divisions Boston University
Use MaxiFi's Roth Conversion Optimizer™
to find your optimal strategy today.
Use MaxiFi's Roth Conversion Optimizer™
to find your optimal strategy today.
Use MaxiFi's Roth Conversion Optimizer™
to find your optimal strategy today.
Take Control of Your Retirement.
With MaxiFi’s Roth Conversion Optimizer™, you can:
Take Control of Your Retirement.
With MaxiFi’s Roth Conversion Optimizer™, you can:
Maximize Your Savings
Visualize how much more you’ll be able to save or spend in your lifetime.
Maximize Your Savings
Visualize how much more you’ll be able to save or spend in your lifetime.
Maximize Your Savings
Visualize how much more you’ll be able to save or spend in your lifetime.
Run Multiple Scenarios
Explore various conversion strategies to find the one that maximizes your financial growth.
Run Multiple Scenarios
Explore various conversion strategies to find the one that maximizes your financial growth.
Run Multiple Scenarios
Explore various conversion strategies to find the one that maximizes your financial growth.
Lock In Your Strategy
Use your Roth Conversion strategy to guide future financial planning, budgeting, and tracking.
Lock In Your Strategy
Use your Roth Conversion strategy to guide future financial planning, budgeting, and tracking.
Lock In Your Strategy
Use your Roth Conversion strategy to guide future financial planning, budgeting, and tracking.
"Roth Conversions shouldn’t be a guessing game. MaxiFi’s new Roth Conversion Optimizer™ gives you the answers and the roadmap. Give it a try, it will change your financial future for the better."
Laurence J. Kotlikoff, Ph.D.
Professor of Economics, Boston University
CEO, Maxifi
"Roth Conversions shouldn’t be a guessing game. MaxiFi’s new Roth Conversion Optimizer™ gives you the answers and the roadmap. Give it a try, it will change your financial future for the better."
Laurence J. Kotlikoff, Ph.D.
Professor of Economics, Boston University
CEO, Maxifi
Backed by Economic Research and Insights
Backed by Economic Research and Insights
MaxiFi’s Roth Conversion Optimizer™
A Breakthrough by Laurence Kotlikoff
MaxiFi’s Roth Conversion Optimizer™
A Breakthrough by Laurence Kotlikoff
Developed by renowned economics professor and best-selling author Laurence Kotlikoff, this tool is the culmination of decades of academic research in personal finance behavior. His mission is to deliver software tools, strategies, and insights to help families make smarter, more accurate financial decisions.
Developed by renowned economics professor and best-selling author Laurence Kotlikoff, this tool is the culmination of decades of academic research in personal finance behavior. His mission is to deliver software tools, strategies, and insights to help families make smarter, more accurate financial decisions.
Featured in
Ready to Change
Your Financial Future
For the Better?
Ready to Change Your Financial Future For the Better?
Ready to Change
Your Financial Future
For the Better?
Join thousands who have already optimized their Roth conversions with MaxiFi and unlocked greater spending power. Get the personalized financial plan you need to make smarter decisions, not just for this year, but for life.
Join thousands who have already optimized their Roth conversions with MaxiFi and unlocked greater spending power. Get the personalized financial plan you need to make smarter decisions,
not just for this year, but for life.
Join thousands who have already optimized their Roth conversions with MaxiFi and unlocked greater spending power. Get the personalized financial plan you need to make smarter decisions, not just for this year, but for life.
Frequently asked questions
Frequently asked questions
What are Roth Conversions and How Do They Work?
What are Roth Conversions and How Do They Work?
What are Roth Conversions and How Do They Work?
What Should You Consider When Planning Roth Conversions?
What Should You Consider When Planning Roth Conversions?
What Should You Consider When Planning Roth Conversions?
What Factors Influence the Timing and Amount of Roth Conversions?
What Factors Influence the Timing and Amount of Roth Conversions?
What Factors Influence the Timing and Amount of Roth Conversions?
How Do Roth Conversions Affect Financial Consistency Over Time?
How Do Roth Conversions Affect Financial Consistency Over Time?
How Do Roth Conversions Affect Financial Consistency Over Time?
Should Everyone Pursue Large-Scale Roth Conversions?
Should Everyone Pursue Large-Scale Roth Conversions?
Should Everyone Pursue Large-Scale Roth Conversions?
Where Can I See Examples of How Roth Conversions Work?
Where Can I See Examples of How Roth Conversions Work?
Where Can I See Examples of How Roth Conversions Work?
Will MaxiFi Help with Other Financial Decisions Beyond Roth Conversions?
Will MaxiFi Help with Other Financial Decisions Beyond Roth Conversions?
Will MaxiFi Help with Other Financial Decisions Beyond Roth Conversions?
Other Financial Planning Tools are Free, Why Should I Pay for MaxiFi Software?
Other Financial Planning Tools are Free, Why Should I Pay for MaxiFi Software?
Other Financial Planning Tools are Free, Why Should I Pay for MaxiFi Software?
MaxiFi places the most powerful and precise financial planning technology directly in your hands.
MaxiFi places the most powerful and precise financial planning technology directly in your hands.
MaxiFi places the most powerful and precise financial planning technology directly in your hands.
Copyright © 2025
Copyright © 2025
Economic Security Planning, Inc.
Economic Security Planning, Inc.
All Rights Reserved.
All Rights Reserved.
Maximize My Social Security, MaxiFi, MaxiFi Planner, and ESPlanner are registered trademarks of Economic Security Planning, Inc.
Maximize My Social Security, MaxiFi, MaxiFi Planner, and ESPlanner are registered trademarks of Economic Security Planning, Inc.
Disclaimer: The suggestions and recommendations provided by Economic Security Planning, Inc.'s software tools and planning services do not constitute financial or investment advice. The creators of Economic Security Planning's software are not certified, registered, authorized, or any other form of financial planners. Economic Security Planning, Inc. is not an investment adviser registered with the U.S. Securities and Exchange Commission or any state securities agency, is not a registered broker-dealer and maintains no other regulatory credentials associated with the management of financial assets. Economic Security Planning, Inc. does not guarantee that the suggestions and recommendations derived from its software tools and planning services will necessarily achieve a secure economic plan. Like any software products, Economic Security Planning, Inc.'s software tools may have errors in its underlying code, and the assumptions about the future that it makes and that users input may prove false. In addition, output from the software tools and planning services may incorporate data obtained from third parties and such data (including any calculations that is based on such data) is provided on an “as is” basis. From time to time the output may contain errors that may be based upon, among other things, human data entry, aggregation and decompilation of data, processing of data through third party calculation engines and other processes that can give rise to errors. The company's financial plans and recommendations, including all of such plans and recommendations provided by its direct planning services, should be viewed as suggestive and informative educational inputs into your financial decision-making. None of our products or services recommend the purchase of specific financial products.
Disclaimer: The suggestions and recommendations provided by Economic Security Planning, Inc.'s software tools and planning services do not constitute financial or investment advice. The creators of Economic Security Planning's software are not certified, registered, authorized, or any other form of financial planners. Economic Security Planning, Inc. is not an investment adviser registered with the U.S. Securities and Exchange Commission or any state securities agency, is not a registered broker-dealer and maintains no other regulatory credentials associated with the management of financial assets. Economic Security Planning, Inc. does not guarantee that the suggestions and recommendations derived from its software tools and planning services will necessarily achieve a secure economic plan. Like any software products, Economic Security Planning, Inc.'s software tools may have errors in its underlying code, and the assumptions about the future that it makes and that users input may prove false. In addition, output from the software tools and planning services may incorporate data obtained from third parties and such data (including any calculations that is based on such data) is provided on an “as is” basis. From time to time the output may contain errors that may be based upon, among other things, human data entry, aggregation and decompilation of data, processing of data through third party calculation engines and other processes that can give rise to errors. The company's financial plans and recommendations, including all of such plans and recommendations provided by its direct planning services, should be viewed as suggestive and informative educational inputs into your financial decision-making. None of our products or services recommend the purchase of specific financial products.